Last year, I wrote a blog post titled How To Survive Being Unemployed. It is one of my most popular blog posts and it really helped a lot of people. I enjoyed writing that post a lot and wanted to do another similar one, so here is said post.
I bought my first house in January with Morgan and it was the most wonderful and stressful thing I have ever done in my life. I came out of with a home that I can call my own with Morgan, Patch & Bonnie the fish. So with that in mind, here are some things that helped me when I went through the process.
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#1. Don’t believe everything your solicitor says.
Your solicitor is the person who is going to help you through all the legal jargon to get you through the house buying portion. They are the person you go to for updates and such. But, take every single thing your solicitor says regarding updates with a pinch of salt. I found that when I got an update, I was very weary of it being true. This isn’t me saying that my solicitor was a liar; a lot of the time, things change and other avenues have to be explored, which we had to work around. Thankfully, my solicitor was absolutely fantastic and really understanding with us.
#2. Don’t tell anyone you’ve bought a house until the contracts exchange.
This was by far my biggest mistake. And relates back to my first point. I decided that I would keep the news of my first house a secret from the internet until the contracts got exchanged. Once this is done, everything is legally binding, and the house would truly be ours. And for the most part, I did this well. But then I told everybody and the exchange got delayed a week. Cue me having many mental breakdowns terrified it will all fall through. As much as you’ll want to shout to the rooftops, it’s much easier and painless to keep it a secret until the house is truly yours.
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#3. Buy the little things first.
I know you’re probably eager to order sofas, a bed, washing machine, but where are you going to put it? You haven’t bought the house yet! Start off with all the little piddly bits; cutlery, bathroom stuff, bedding, storage, all of the little boring bits and bobs. This way, if something does go wrong and you are delayed, you don’t have to lug a massive fridge freezer anywhere with you or keep a shelving unit locked away in your parents’ spare room
#4. Be patient.
Buying a house is not a quick process. It took me and Morgan four months to get our place, so don’t go into this expecting to have a house by next week. Everyone’s journey is different, but what they all have in common is that they take time. Lots of legal bits take up a huge chunk of this, but providing your solicitor is a good one, they’ll be sure to make the process as quick as they can.
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#5. Save up as much money as you can.
Buying a house costs money. There’s lots of costs that go into getting a house; a mortgage, water rates, electric, gas, tv license, the list goes on. Whatever your money situation is, make sure you have money put aside specifically for your new house. You can do this with a good old piggy bank or use online banking; whatever method you prefer. This way, you can get a head start on payments & be prepared should the worst situation arise.
What tips do you have for buying your first house?